Powerful Mantras and Poojas to Recover Money from Bad Debts and Loans

In Hinduism, mantras and sacred rituals are believed to hold immense power in helping individuals overcome financial struggles, including recovering money from bad debts and loans. These spiritual practices not only assist in regaining wealth but also bring peace of mind and remove obstacles in financial matters. Below is a guide to some of the most powerful mantras and poojas for debt recovery and financial stability.

1. Kubera Mantra for Wealth and Debt Recovery

Lord Kubera, the Hindu god of wealth and prosperity, is widely worshipped to bring financial abundance and recover lost wealth. Chanting the Kubera Mantra helps in attracting wealth and aids in recovering money from unpaid debts.

Kubera Mantra:
“Om Yakshaya Kuberaya Vaishravanaya Dhanadhanyadi Pataye Dhanadhanyasamriddhim Me Dehi Dapaya Swaha”
(ॐ यक्षाय कुबेराय वैश्रवणाय धनधान्याधिपतये धनधान्यसमृद्धिं मे देहि दापय स्वाहा)

Meaning:
I worship Lord Kubera, the king of the yakshas, and the guardian of wealth. May he bless me with abundant wealth and help me recover my money.

How to Chant:

• Chant this mantra 108 times daily during early morning hours for 21 consecutive days.
• Offer yellow flowers, rice, and sweets to a Kubera idol while performing the mantra.

Benefits:

• Helps recover money stuck in debts and unpaid loans.
• Brings prosperity and wealth to the devotee’s life.

2. Shree Lakshmi Narayana Mantra for Financial Stability

Goddess Lakshmi, the goddess of wealth, and Lord Narayana are worshipped together to ensure financial stability and recover lost wealth. This powerful mantra invokes both deities to help eliminate debts and bring financial prosperity.

Lakshmi Narayana Mantra:
“Om Shreem Hreem Shreem Kamale Kamalalaye Praseed Praseed Shreem Hreem Shreem Om Mahalakshmyai Namah”
(ॐ श्रीं ह्रीं श्रीं कमले कमलालये प्रसीद प्रसीद श्रीं ह्रीं श्रीं ॐ महालक्ष्म्यै नमः)

Meaning:
I bow to Goddess Lakshmi, who resides in the lotus and brings prosperity. I seek her blessings to eliminate all financial difficulties and recover lost money.

How to Chant:

• Chant this mantra 108 times daily for 11 consecutive Fridays.
• Light a lamp with ghee and offer white flowers to a Lakshmi Narayana idol or picture.

Benefits:

• Attracts wealth and helps in recovering loans and debts.
• Brings harmony in financial dealings and removes blockages in wealth accumulation.

3. Runa Vimochana Ganapati Mantra to Remove Debt

Lord Ganesha, known as the remover of obstacles, is worshipped to overcome all hurdles, including financial difficulties. The Runa Vimochana Ganapati Mantra is specifically chanted to eliminate debts and recover money from those who owe you.

Runa Vimochana Ganapati Mantra:
“Om Ganeshaya Runa Hartaya Namah”
(ॐ गणेशाय ऋण हरताय नमः)

Meaning:
I bow down to Lord Ganesha, the remover of debts and financial obstacles. Please remove all the debts in my life and help recover the money owed to me.

How to Chant:

• Chant this mantra 108 times every Tuesday and Wednesday for 11 weeks.
• Light a diya (lamp) in front of a Lord Ganesha idol, and offer red flowers and modaks (a sweet dish).

Benefits:

• Helps in clearing debts and recovering unpaid money.
• Removes financial obstacles and brings clarity in resolving financial disputes.

4. Hanuman Mantra for Courage and Debt Recovery

Lord Hanuman, the symbol of strength and devotion, can help recover debts by giving courage and strength to overcome financial challenges. The Hanuman Mantra for debt recovery is a powerful tool to eliminate financial obstacles and regain lost money.

Hanuman Mantra:
“Om Namo Hanumate Bhaybhanjanaya Sukham Kuru Phat Swaha”
(ॐ नमो हनुमते भयभंजनाय सुखं कुरु फट् स्वाहा)

Meaning:
I bow to Lord Hanuman, the remover of fear and obstacles. I seek his blessings for financial relief and happiness, and to recover my lost wealth.

How to Chant:

• Chant this mantra 108 times on Saturdays, preferably in the evening, for 7 weeks.
• Offer red sindoor (vermillion), oil, and bananas to Lord Hanuman.

Benefits:

• Grants strength and courage to deal with debt recovery situations.
• Helps in resolving financial disputes and recovering lost money.

5. Durga Mantra to Overcome Financial Difficulties

Goddess Durga, the embodiment of power and protection, can help eliminate debts and overcome financial challenges. This powerful mantra invokes her blessings to remove obstacles in debt recovery and bring financial stability.

Durga Mantra:
“Om Dum Durgayei Namaha”
(ॐ दुं दुर्गायै नमः)

Meaning:
I offer my salutations to Goddess Durga, the remover of all difficulties, and seek her protection in recovering my wealth and clearing my debts.

How to Chant:

• Chant this mantra 108 times daily for 9 consecutive days, starting from a Tuesday or Friday.
• Offer red flowers, a coconut, and sweets to a Durga idol or picture.

Benefits:

• Eliminates financial difficulties and helps recover unpaid money.
• Removes obstacles that prevent debt recovery and brings financial security.

6. Kanakadhara Stotra for Wealth and Prosperity

The Kanakadhara Stotra, composed by Adi Shankaracharya, is a powerful prayer to Goddess Lakshmi for wealth and debt recovery. It helps in invoking divine blessings to regain lost wealth and overcome financial troubles.

Kanakadhara Stotra (Excerpt):
“Angam Hareh Pulaka-bhushanam Asrayanti Bhringanganeva Mukulabharanam Tamalam Angikritha Akhila Vibhutir Apanga Leela Mangalyad Astu Mama Mangala Devatayah”
(अङ्गं हरेः पुलक भूषणमाश्रयन्ति भृङ्गाङ्गनेव मुकुलाभरणं तमालम् अङ्गीकृताखिल विभूतिरपाङ्गलीला माङ्गल्यदास्तु मम मङ्गलदेवता या:)

Meaning:
May the goddess who accepted the form of wealth and prosperity, bestow upon me blessings and rid me of financial difficulties, as a bee draws nectar from flowers.

How to Chant:

• Recite the Kanakadhara Stotra daily for 21 days during early morning hours.
• Light a ghee lamp and offer rice grains and a yellow cloth to Goddess Lakshmi.

Benefits:

• Attracts wealth, prosperity, and financial abundance.
• Helps in recovering debts and dealing with financial challenges.

Conclusion

By chanting these powerful mantras and performing specific poojas with faith and sincerity, you can recover money from bad debts and unpaid loans. These spiritual practices can help eliminate financial obstacles and restore financial stability in your life. However, remember that consistent practice and devotion are key to achieving desired results. Combining spiritual efforts with practical financial measures can bring success in recovering your wealth.