Slokas and Mantras

Powerful mantras to clear all the debts and loans

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In Hindu traditions, invoking divine energies through mantras and prayers is believed to remove obstacles, clear debts, and bring prosperity. Below are some powerful mantras and pujas designed to help alleviate financial burdens and attract abundance.


1. Runa Vimochana Ganapati Mantra

Invoke Lord Ganesha, the remover of obstacles, to release financial burdens and debts.

Mantra:
“Om Ganeshaya Namaha
Runa Vimochaya Namaha”
(ॐ गणेशाय नमः
ऋण विमोचाय नमः)

Meaning:
I bow to Lord Ganesha, who removes obstacles and frees me from debts.

Benefits:

  • Relieves financial struggles and loans.
  • Removes obstacles in financial matters.
  • Attracts wealth and prosperity.

How to Chant:

  • Chant this mantra 108 times daily, preferably during early morning hours, facing east.
  • Place a picture or idol of Runa Vimochana Ganapati during the chanting for enhanced focus.

2. Runa Mochana Mangala Stotra

This powerful prayer is dedicated to Lord Vishnu to clear debts and attain financial stability.

Stotra:
“Runa Mocha Raghavendra
Mangala Stotra Yada Pati
Sarva Runa Vimochaya
Sri Mangalam Sada Bhavatu”

Meaning:
Lord Vishnu, please relieve me of all debts, grant me prosperity and protection, and bring auspiciousness into my life.

Benefits:

  • Frees one from financial difficulties and debts.
  • Removes negative karmic influences.

How to Chant:

  • Chant this prayer daily after taking a bath, ideally in the morning.
  • Offer prayers to Lord Vishnu with tulsi leaves and seek His blessings for financial stability.

3. Kubera Mantra for Wealth and Prosperity

Invoke Lord Kubera, the god of wealth and prosperity, to clear financial hurdles and increase abundance.

Mantra:
“Om Yakshaya Kuberaya Vaishravanaya Dhanadhanyadhipataye
Dhanadhanya Samruddhim Me Dehi Dapaya Swaha”
(ॐ यक्षाय कुबेराय वैश्रवणाय धनधान्याधिपतये
धनधान्यसमृद्धिं मे देहि दापय स्वाहा)

Meaning:
O Lord Kubera, the Lord of wealth and treasures, please grant me prosperity, wealth, and abundance.

Benefits:

  • Enhances financial gains and clears debts.
  • Attracts wealth and abundance.

How to Chant:

  • Chant this mantra 108 times daily in front of a Kubera Yantra or an image of Lord Kubera.
  • Thursdays and Fridays are considered highly auspicious for chanting this mantra.

4. Vishnu Mantra (Shree Sudarshana Chakra Mantra)

The Sudarshana Chakra of Lord Vishnu is a powerful weapon that destroys negativity, obstacles, and financial burdens.

Mantra:
“Om Namo Narayanaya Sudarshanaya Sahastra Dharine
Sarva Runa Vimochanaaya Ksheera Samudraaya Vishnave Swaha”

Meaning:
I bow to Lord Vishnu, the bearer of the Sudarshana Chakra, who removes all obstacles and financial burdens.

Benefits:

  • Protects from negative energies.
  • Releases one from debts and loans.

How to Chant:

  • Chant this mantra facing east after offering flowers and incense to Lord Vishnu.
  • Perform this chant daily or on Thursdays, which are considered auspicious for Vishnu worship.

5. Lakshmi Narasimha Mantra for Debt Relief

Invoke Lord Lakshmi Narasimha, an incarnation of Vishnu, to protect against financial hardships and clear debts.

Mantra:
“Om Namo Bhagavate Narasimhaya
Dhan Runa Vimochanaaya Namah”
(ॐ नमो भगवते नरसिंहाय
धन ऋण विमोचनाय नमः)

Meaning:
I bow to Lord Narasimha, the destroyer of debts and financial hardships.

Benefits:

  • Removes financial struggles and debts.
  • Provides protection and prosperity.

How to Chant:

  • Chant this mantra 108 times in front of a picture or idol of Lord Lakshmi Narasimha.
  • Offering prayers on Thursdays and Saturdays is highly effective.

6. Mahalakshmi Mantra for Wealth and Debt Relief

Invoke Goddess Lakshmi, the goddess of wealth and prosperity, to bring financial stability and clear debts.

Mantra:
“Om Shreem Mahalakshmiyei Namaha”
(ॐ श्रीं महालक्ष्म्यै नमः)

Meaning:
I bow to Goddess Mahalakshmi, the source of wealth and prosperity.

Benefits:

  • Attracts wealth, prosperity, and financial well-being.
  • Helps clear debts and loans.

How to Chant:

  • Chant this mantra 108 times daily, preferably in the early morning or during Fridays dedicated to Goddess Lakshmi.
  • Light a lamp with ghee and offer flowers to Goddess Lakshmi while chanting.

Recommended Pujas for Debt Relief

  1. Runa Vimochana Ganapati Puja:
    • Specifically performed to remove financial obstacles and clear debts.
    • Involves offering prayers to Lord Ganesha along with chanting the Runa Vimochana Ganapati mantra.
  2. Sankatahara Chaturthi Puja:
    • Performed on the Chaturthi Tithi (fourth day of the lunar cycle) dedicated to Lord Ganesha.
    • Observing a fast and performing this puja with sincere prayers helps eliminate debts and bring prosperity.
  3. Kubera Lakshmi Puja:
    • Worshiping Lord Kubera and Goddess Lakshmi together removes financial blockages and attracts wealth.
    • Perform this puja on Fridays for maximum benefits.
  4. Lakshmi Narasimha Homa:
    • A fire ritual dedicated to Lord Lakshmi Narasimha to destroy obstacles, reduce financial difficulties, and provide relief from debts.
    • Ideal for those in dire financial distress.
  5. Sudarsana Homam:
    • A homa dedicated to Lord Sudarshana to remove negative energies, protect from enemies, and resolve financial problems, including debt-related issues.

Conclusion

Chanting these mantras and performing pujas with devotion can help clear debts and loans by invoking divine blessings. For best results, regular practice and faith are essential. Additionally, performing these rituals on auspicious days like Thursdays (for Lord Vishnu and Kubera), Fridays (for Goddess Lakshmi), or Chaturthi (for Lord Ganesha) amplifies their effects.

By aligning your spiritual practices with these powerful mantras and pujas, you can overcome financial challenges and attract prosperity into your life.

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