Kubera Yantra: Meaning, Symbolism and Traditional Worship at Home

Last updated: 5 November 2026. Checked against the sources listed at the end on 5 November 2026.

Quick answer: A Kubera Yantra is a sacred diagram that stands for Lord Kubera, the guardian of wealth, and can be worshipped in place of an image. There are two common designs. One is a star-and-square diagram with Kubera's mantra written around it, like the one Drik Panchang publishes. The other is a three-by-three number square, which ethnographers have recorded in Tamil homes. Families usually worship it at Dhanteras and Diwali and keep it in the puja room or near the cash box, often on the north side. All of this is traditional belief and custom. A yantra does not guarantee money.

ॐ यक्षाय कुबेराय वैश्रवणाय धनधान्याधिपतये धनधान्यसमृद्धिं मे देहि दापय स्वाहा ॥

Transliteration (IAST): oṃ yakṣāya kuberāya vaiśravaṇāya dhanadhānyādhipataye dhanadhānyasamṛddhiṃ me dehi dāpaya svāhā ॥

Meaning: "Om, to Kubera, the Yaksha, son of Vishrava, lord of wealth and grain: grant me abundance of wealth and grain, cause it to be given. Svaha."

Label: popular devotional mantra. It is the first mantra on Drik Panchang's Kubera mantra page, and the words "Vaishravanaya Dhanadhanya…" run around the border of Drik's Kubera Yantra. We found no Vedic or named Puranic source for it.

What is a yantra?

Drik Panchang explains that in Hindu worship each deity has a yantra, a diagram regarded as the embodiment of the deity. Many people worship a metal yantra instead of an image, and a yantra can also be drawn on a wall or on the floor before worship. In that sense the Kubera Yantra is not a lucky charm. It is a form of the deity, worshipped with the same respect as an image.

For the wider idea, see our guide Yantra vs Mantra vs Tantra.

The two common designs

1. The star-and-square yantra

The Kubera Yantra published by Drik Panchang has:

• A six-pointed star at the centre, made of two triangles, with ॐ यक्षाय कुबेराय and seed syllables written in the middle.
• A ring of text around the star carrying the Kubera mantra (Vaishravanaya Dhanadhanyadhipataye… Svaha).
• An outer square with gateway-like edges, and numbers written around the border.
• The dhyana verse printed beneath (see below).

In general yantra symbolism the central point and star mark the deity's presence, and the square marks the boundary of sacred space. These meanings are traditional interpretations and vary between teachers.

2. The three-by-three number square

Chantal Jumel, a researcher who documents kolam traditions in Tamil Nadu, records that a magic square of order three, drawn on a board, is often kept inside the puja room as a symbol of Kubera and is considered very powerful. In such a square every row, column and diagonal adds up to the same total.

Printed versions of this square do not all use the same numbers, and we could not trace a single authoritative layout to a text, so we do not reproduce one here. If your family has a version handed down, use that.

The dhyana verse printed on the yantra

मनुज-बाह्य-विमान-स्थितम्, गरुड-रत्न-निभं निधि-नायकम् । शिव-सखं मुकुटादि-विभूषितम्, वर-गदे दधतं भजे तुन्दिलम् ॥

Transliteration: manuja-bāhya-vimāna-sthitam, garuḍa-ratna-nibhaṃ nidhi-nāyakam । śiva-sakhaṃ mukuṭādi-vibhūṣitam, vara-gade dadhataṃ bhaje tundilam ॥

Meaning: "I worship the pot-bellied lord of the treasures, who sits in a vimana carried by men, who shines like an emerald (garuḍa-ratna), who is Shiva's friend, adorned with a crown and ornaments, and who holds the boon-giving gesture and a mace."

Label: stotra (devotional dhyana verse), as given in Drik Panchang's Kuber Puja Vidhi. The Kubera Ashtottara on sanskritdocuments.org has a closely related verse.

Traditional worship of the Kubera Yantra

This follows the short worship in Drik Panchang's Kuber Puja Vidhi, which uses the cash box (tijori) or a Kubera image. The yantra is used the same way.

1. Clean the place and set the yantra on a clean cloth or plate in the puja area.
2. Mark it: Drik describes drawing a swastika with sindoor and tying a sacred thread (moli) on the cash box before worship. Many families mark the yantra or its plate with kumkum in the same spirit.
3. Meditate with the dhyana verse above.
4. Invite Kubera with Shri Kuber-Devam Avahayami.
5. Offer the nine upacharas, saying ॐ श्रीकुबेराय नमः with each: water for the feet, arghya, sandal paste and akshata, flowers, incense, a lamp, naivedya, water for sipping, and betel.
6. Close with ॐ श्रीकुबेराय नमः । अनेन पूजनेन श्रीधनाध्यक्षः श्रीकुबेरः प्रीयताम् ("by this worship may Shri Kubera, lord of wealth, be pleased").

Flowers, food offerings and counts vary from family to family. None of them is compulsory.

Where families keep it (belief)

These are customs and beliefs, not instructions from scripture:

• North: ritual texts place Kubera in the northern direction (for example the salutation kuberāya uttaradiśi namaḥ in the Gayatri Mantra Vidhanam), so many families keep the yantra on the north side of the puja room or facing north.
• Puja room: this is the most common place, which matches Chantal Jumel's observation in Tamil homes.
• Near the cash box or account books: in line with Drik Panchang's description of worshipping the tijori as Kubera's seat.
• Shops and offices: many traders keep it beside the account books and renew its worship at Diwali. See Kubera worship in shops and offices.

When it is worshipped

Most families worship the yantra on Dhanteras and during the Diwali Lakshmi Puja. In 2026 these fall on 6 and 8 November (Kuber Puja 2026 on Dhanteras). Some families also worship weekly, often on a Friday or Thursday (Kubera puja on Friday).

A word on claims

Advertisements often say that installing a Kubera Yantra will "attract money" or "remove debt". That is a sales claim, not a teaching of the texts. In traditional belief, worship of the yantra honours Kubera as the guardian of rightly earned wealth and encourages gratitude and discipline with money. A printed or hand-drawn yantra worshipped with devotion is as traditional as a costly one.

Frequently asked questions

What is the Kubera Yantra?

It is a sacred diagram that stands for Lord Kubera and is worshipped in place of an image. Common designs are a star-and-square diagram with Kubera's mantra written on it and a three-by-three number square.

What does the Kubera Yantra symbolise?

It represents Kubera's presence as guardian of wealth. In general yantra symbolism the centre marks the deity and the outer square marks sacred space. These are traditional interpretations, not fixed rules.

Where should the Kubera Yantra be kept?

By custom, in the puja room, near the cash box or account books, and often on the north side, because ritual texts give the north to Kubera. These are beliefs and customs, not strict rules.

How do I worship the Kubera Yantra at home?

Meditate with the Kubera dhyana verse, invite Kubera, offer flowers, incense, a lamp and food while saying "Om Shri Kuberaya Namah", and close with a prayer of thanks. Drik Panchang's Kuber Puja Vidhi gives this sequence.

Do I need to buy an energised yantra?

No. Drik Panchang publishes a printable Kubera Yantra, and yantras are also traditionally drawn by hand. Devotion matters more than the material.

Does the Kubera Yantra bring wealth?

No result is guaranteed. Devotees worship it as a form of Kubera and believe it supports right earning and careful use of money. It is not a financial remedy.

Sources

Fact-checked on 5 November 2026.

• Lord Kubera Yantra, Drik Panchang (what a yantra is; design described from Drik's published image)
• Kuber Puja Vidhi, Drik Panchang (dhyana verse, invocation, nine upacharas, closing mantra, tijori worship)
• Kubera Mantras, Drik Panchang
• Chantal Jumel, "The household deities, part 2" (three-by-three square in Tamil homes)
• Gayatri Mantra Vidhanam, sanskritdocuments.org (Kubera and the north)
• Kubera Ashtottara Shatanamavali, sanskritdocuments.org

Related Kubera guides

• Who is Lord Kubera? Birth, Alakapuri, Pushpaka and guardian of the north
• Kubera and Ravana: how Lanka and the Pushpaka changed hands
• Nava Nidhi: the nine treasures of Kubera
• Kubera Gayatri Mantra: text, meaning and variants
• Rajadhirajaya prasahya sahine: the Vedic Kubera verse
• Kubera worship in shops and offices: Chopda Puja and account books
• Kubera puja on Friday: custom and simple worship
• Kubera Mantra for Wealth: the complete guide
• 108 Names of Lord Kubera (Kubera Ashtottara Shatanamavali)
• Kuber Puja 2026 on Dhanteras: date, muhurat and vidhi
• Mantras to chant while buying gold on Dhanteras